Q: Are you a regulated business?

A: Yes, IFC is regulated by the Isle of Man Financial Services Authority and fully licenced as a totally independent financial adviser.

Q: What are the costs?

A: IFC charge fees rather than working on commission. You will not be ‘sold’ anything or put under any pressure. We will provide you with a range of appropriate solutions for your consideration which meet your requirements noting all fees payable. We can then help you decide which of these solutions is best for you. There is never any obligation to proceed.

Q: Can you give me an alternative to leaving cash in the bank?

A: Yes, we have a range of investment options which carry a capital guarantee and don’t lock you in. Our staff will assess your attitude to risk and objectives and provide a range of suitable options for you to consider.

Q: I have downsized my home and have cash to invest, what type of advice will I receive?

A: Our staff are highly qualified and will listen to you and consider your requirements. They will provide you with a range of suitable investment options to consider and discuss these with you. IFC charge fees rather than working on commission. You will not be ‘sold’ anything or put under any pressure. There is never any obligation to proceed.

Q: How much money do I need to retire at 60?
Can I afford to reduce my working hours?
How much do I need to sell my business for to retire?
Can I afford to fund my kids through university?

A: The answer to all of the these questions depend on many factors such as what level of income you want in retirement, your chosen lifestyle, what commitments you have and so on. We can review all of these with you and show you what needs to be done in order to fund the retirement lifestyle of your choice and achieve your goals.

Q: We are trustees and need advice on investment of client funds – can you help?

A: Yes, we will assess the risk profile of the trust and the income requirements together with the overall aim of the trust. We will provide you with a range of suitable investment options to consider and discuss these with you. Regular reviews are undertaken to ensure they remain suitable.